Ways To Pay

What is the Cost?

One of the most asked questions, is how much does In home care services cost? Good news! In Home Care is one of the most affordable long term care solution options, when compared to private nursing homes and assisted living facilities in Tennessee and across the country.

Research shows that at least 70 percent of people over 65 will need long term care services and support at some point in their lifetime and today In Home Care is the most afforable and most popular long term care support option.

There are several options available in paying for Long Term Care. First Choice Community Services can assist you with these payment options.


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Exernal Links

  • We are a proud partner of "A Place for Mom", a great connection for Senior Care Services.
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  • Unfortunately, Medicare may limit or not offer any financial assistance when paying for In Home Care, please read for more information on what Medicare pays.
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Payment Methods


TennCare Choices Program


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Aging Commission of the Midsouth


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Veteran Assistance (VA)

The programs that are available are Aide and Attendance and Pension - Housebound.


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Reverse Mortgages

if you are 62 years or older, this program allows you to convert part of the equity in your home into cash without trying to sell your home or pay additional monthly bills.


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A Place For Moms

First Choice Personal Care is a proud partner of A Place For Moms. They help people with one of the most difficult decisions they will ever have to make: the process of helping an aging parent make "the transition" from living independently or with family to accepting outside assistance or moving to a senior living community.


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Self Pay

This will work with clients and families to provide a care plan for In Home Care services that are affordable. We also offer In House Financing options (subject to a credit check), with low deposits and monthly payments. We accept Visa and Mastercard.

Long Term Care Insurance

This is a great option to consider when future planning for long term care. Long term care Insurance can assist individuals that can no longer care for themselves.


Life Insurance

There are three main options when using your life insurance to finance your long term care: Viatical Settlements, Life Settlements, and Life Insurance Conversion.


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CALL NOW: +1-901-435-6046